5.15% 48-Month / 4.75% 30-Month CD at a Delaware Bank (MidCoast Community)
[from ]
MidCoast Community Bank is offering some competitive long-term CD rates. Below is a list of the most competitive rates:
4.35% APY 18-month4.45% APY 24-month4.75% APY 30-month5.15% APY 48-month5.25% APY 60-monthThe minimum deposit is $500. These are available as an IRA CD and a business CD.
Money Market and Checking Deals
In addition to the CDs, the bank has some good deals on checking and money
5.00% Reward Checking Account at a Kansas Bank (Verus)
[from ]
Verus Bank is offering a reward checking account that pays 5.00% APY on balances up to $25,000 (1% for above) and refunds ATM fees if the following monthly requirements are met:
12 debit card purchases1 direct deposit or ACH debitreceive electronic statementsIf these are not met, the rate falls to 0.25%. The minimum initial deposit is $100. There are no monthly service charges and no minimum
4.07% Reward Checking Account on All Balances at City Bank New Mexico
[from Bank Deals - Best Rates and Deals]
City Bank New Mexico is offering a reward checking account that pays 4.07% APY on all balances and refunds ATM fees if the following monthly requirements are met:
20 debit card purchases4 ACH debits or creditsone online bill paymentaccess your online accountreceive electronic statementsIf this is too much work, the bank has a secondary level with a yield of 2.02% APY if only the following monthly
4.44% Reward Checking Account at a Florida Bank (Ocala National)
[from Bank Deals - Best Rates and Deals]
Ocala National Bank is offering a reward checking account that pays 4.44% APY on balances up to $50,000 (1% for above) and refunds ATM fees without limit if the following monthly requirements are met:
10 check card purchases1 direct deposit or ACH debitelectronic statement deliveryIf these are not met, the rate falls to 0.50%. The minimum initial deposit is $100. There are no minimum balance
5.25% Reward Checking Account at The Citizens Bank of Ashville, Ohio
[from Bank Deals - Best Rates and Deals]
The Citizens Bank of Ashville is offering a reward checking account that pays 5.25% APY on balances up to $25,000 (1.51% for above) and refunds ATM fees if the following monthly requirements are met:
15 debit card purchasesone direct deposit or ACH debitaccess online bankingreceive electronic statementsIf these are not met, the rate falls to 0.20%. The minimum initial deposit is $50. There are
6.01% Reward Checking Account at an IL/IN Bank (Legence)
[from Bank Deals - Best Rates and Deals]
Legence Bank is offering a reward checking account that pays 6.01% APY on balances up to $25,000 (1% for above) and refunds ATM fees if the following monthly requirements are met:
10 debit card purchases1 direct deposit, ACH debit or online bill payaccess online bankingreceive statements electronicallyIf these are not met, the rate falls to 0.25%. There are no minimum balances and no service
5.00% Reward Checking Account at a Wisconsin Credit Union (Prime Financial)
[from ]
Prime Financial Credit Union is offering a reward checking account called PRIMO Checking. It pays 5.00% APY on balances up to $25,000 (1% for above) and refunds ATM fees of up to $20 per cycle if the following monthly requirements are met:
12 debit card purchases1 ACH debit or credit transaction1 financial transaction using the Online Account AccessAvoid any non-sufficient funds or Member
Up to $150 Checking Bonus at Cal National Bank in Southern California
[from Bank Deals - Best Rates and Deals]
Cal National Bank is offering a bonus of up to $150 in gift cards for opening a free checking account and performing certain activities. The promotion is listed on the right side of the bank’s checking page. There’s also more info on this promotion in ad in yesterday’s Orange County Register. The ad is available online here and here.
The promotion rewards points, and these can be used for travel
5.02% Reward Checking Account at Grand Bank of Texas
[from Bank Deals - Best Rates and Deals]
Grand Bank of Texas is offering a reward checking account that pays 5.02% APY on balances up to $25,000 (1.01% for above) and refunds ATM fees up to $25 per cycle if the following monthly requirements are met:
12 debit card purchasesone direct deposit or ACH debitaccess online bankingreceive electronic statementsIf these are not met, the rate falls to 0.27%. The minimum initial deposit is $100.
$75 Checking Account/Direct Deposit Bonus at PNC Bank
[from ]
PNC Bank has another checking account promotion in which you can earn $75 when you open a new PNC checking account with qualifying direct deposit. The offers end on August 31, 2008.
Unfortunately, PNC has lowered the bonus. This used to be $100 when I last posted on this in July.
According to the small print the payout of $100 will be credited to the account within 7 days of the first Direct
$150 Bonus for Student Checking Account at a PA/WV/OH Bank (WesBanco)
[from ]
WesBanco is offering bonuses up to $150 for opening a new student checking account and for a few other activities. Here are the steps required to earn $150:
$50 for opening the student checking account (plus free T-shirt)$50 for your first ATM/debit card usage (within 90 days of account opening)$50 for keeping checking account opened for 12 monthsMinimum opening deposit is $1. I can’t find the
New $125 Chase Checking Account Bonus
[from ]
There’s a new $125 bonus page for a Chase checking account with direct deposit. The page allows you to apply online or at a branch. Like the last one, you have to be logged into your Chase account (credit card or bank account) to see it. Also be aware that these promo pages often end before the expiration date.
$125 Chase promotion page - 10/15/08 expiration - Must be logged in to see.
Some of
$50 Checking Account Bonus at Wells Fargo
[from Bank Deals - Best Rates and Deals]
Wells Fargo is offering a $50 bonus for opening a checking account. This isn’t listed at Wells Fargo’s website. After seeing it mentioned at this FW thread, I called Wells Fargo. The CSR checked into it, and confirmed that it is available at all of their branches. The Free Checking should qualify, and there is no direct deposit requirement for the bonus. The scheduled promotion end-date is 9/15/
$150 Checking Account Bonus at Compass Bank
[from ]
Compass Bank is offering a bonus of up to $150 for opening a new checking account and for using the check card. This does require some work to earn the full $150. Here’s the promotion page, and here are the details to qualify for the $150:
Open any Compass checking account online with a free Visa Check CardGet $3 each time you use your Check Card for qualifying transactions up to 50And some of
5.00% Reward Checking Account at Community Bank in MS/AL/TN
[from Bank Deals - Best Rates and Deals]
Community Bank is offering a reward checking account called Big Money 5% Free Checking. It pays 5.00% APY on balances up to $30,000 (1% for above) and refunds ATM fees (4 per month) if the following monthly requirements are met:
12 debit card purchasesone ACH debit or creditpay one bill onlineIf these are not met, the rate falls to 0.25%. The minimum initial deposit is $100.
The 5% APY is
5.50% Reward Checking Account at Michigan Heritage Bank
[from Bank Deals - Best Rates and Deals]
Michigan Heritage Bank is offering a reward checking account that pays 5.50% APY on balances up to $25,000 (1.01% for above) and refunds ATM fees without limit if the following monthly requirements are met:
10 debit card purchasesone direct depositaccess online bankingIf these are not met, the rate falls to 0.15%. The minimum initial deposit is $25. There are no monthly fees and no minimum
$100 Checking Account Bonus at HSBC Bank
[from Bank Deals - Best Rates and Deals]
HSBC Bank is offering a bonus of up to $100 in MarterCard gift cards for opening a Plus Checking Account and a HSBC Credit Card. Here’s the promotional page link. The steps for the $100 include:
$75 gift card requires opening a Plus Checking Account by 9/12/08 with an initial deposit of $4,000 in new money into any HSBC Deposit Account (excluding OSA and OPA accounts)Additional $25 gift card when
$25 Electric Orange Promotion at ING Direct
[from Bank Deals - Best Rates and Deals]
ING Direct has a promotion for its Electric Orange account. The promotional page is at ingdirect.com/electric/. It appears to available to be anyone who has an Orange Savings Account without an Electric Orange account. The five steps listed on the promotional page include:
1. Click ‘Apply Now’
2. Open your Electric Orange
3. Activate your Electric Orange MasterCard Debit Card
4. Use your
5.15% Reward Checking Account at Connexus Credit Union - Nationally Available
[from Bank Deals - Best Rates and Deals]
Connexus Credit Union has a reward checking called Xtraordinary Checking that pays 5.15% APY on balances up to $25,000 (0.75% for above) and refunds ATM fees of up to $25 per month if the following monthly requirements are met:
15 signature-based check card purchasesone direct depositreceive electronic statementsIf these are not met, the rate falls to 0.50%. There are no minimum balance
5.03% Reward Checking Account at First State Bank of Kansas City
[from Bank Deals - Best Rates and Deals]
First State Bank is offering a reward checking account that pays 5.03% APY on balances up to $25,000 (1.01% for above) and refunds ATM fees up to $25 per cycle if the following monthly requirements are met:
10 debit card purchasesone direct deposit or ACH debitreceive electronic statementsIf these are not met, the rate falls to 0.25%. The minimum initial deposit is $100. There are no monthly
4.01% Reward Checking Account at a Georgia Bank (Touchmark National)
[from Bank Deals - Best Rates and Deals]
Touchmark National Bank is offering a rewards checking account that pays 4.01% APY on balances up to $50,000 (1.01% for above) and refunds ATM fees of up to $25 per cycle if the following monthly requirements are met:
10 debit card purchasesone direct deposit or automatic paymentlog into your online banking accountreceive electronic statementsIf these are not met, the rate falls to 0.25%. The
CD and Savings Account Deals at Imperial Capital Bank
[from ]
Imperial Capital Bank is now listing a 4.00% APY 6-month internet CD. They still have a 4% APY 9-month iCD that I first reported on in July. Minimum deposit is $2,000.
Imperial Capital Bank is also offering a 3.75% APY savings account with the rate guaranteed through 9/21/08. Unlike the iCDs, this is a branch-only offer. The 3.75% applies to branches in Las Vegas and Baltimore. A yield of 3.70%
$75 Checking Account Bonus at First Federal
[from Bank Deals - Best Rates and Deals]
First Federal is offering a bonus for up to $75 for opening a checking account through its online application and for performing 5 activities. Each activity earns $15:
2 online bill payments10 debit card purchasesKeep $500 or more in your accountsign up for e-statements2 in-branch transactionsThese activities must be done during September 2008. A $50 opening deposit is required.
The details are
5.03% Reward Checking Account at a KS/MO/TX Bank (Solutions)
[from Bank Deals - Best Rates and Deals]
Solutions Bank is offering a reward checking account called SolutionsChecking that pays 5.03% APY on balances up to $50,000 (1.02% for above) and refunds ATM fees if the following monthly requirements are met:
10 debit card purchasesOne direct deposit or ACH auto debitaccess online bankingreceive electronic statementsIf these are not met, the rate falls to 0.50%. The minimum initial deposit is
5.00% Reward Checking Account at a North Carolina Bank (Blueharbor)
[from Bank Deals - Best Rates and Deals]
Blueharbor Bank is offering a reward checking account called Neon Blue Checking. The yield is 5.00% APY on balances up to $30,000 (2.50% for above) if the following monthly requirements are met:
15 debit card purchasesone bill payment transaction must be processedone direct deposit or automatic debitreceive electronic statementsIf these are not met, the rate falls to 1.00%. The minimum initial
Frost Bank’s Online Checking Account
[from Bank Deals - Best Rates and Deals]
Frost Bank has started a new online checking account called Momentum Checking. It has a yield of 3.00% APY for balances between $15,000 to $150,000. There’s a 3-month intro rate of 2.97% for balances under $15,000. Afterwards the rate falls to 0.05%. There are no monthly service charges. The minimum deposit is $1.
Debit card usage can increase the rate, but not by much. An additional 0.05% will
$50 Checking Account Bonus at iGObanking.com
[from Bank Deals - Best Rates and Deals]
iGObanking.com is offering a $50 gas card in its checking account promotion. To receive the bonus requires opening an iGOchecking account and paying 3 bills online using their Bill Pay and Presentation tool by October 31, 2008. The small print states that the reward will be sent to the first 400 accounts that fulfill the bill pay requirements. So if you sign up, you’ll want to make the 3 bill
Another Nationwide Reward Checking Account - 5.02% APY for a $50K Balance
[from Bank Deals - Best Rates and Deals]
I just confirmed that Farmers & Merchants Bank is allowing people from any state to apply for its reward checking account. The yield isn’t that great for a reward checking account (5.02% APY). However, the top yield applies to balances up to $50,000 rather than the typical $25,000. As you can see in my nationwide reward checking list, I only have one credit union and one bank with yields around
5.00% 23-Month CD with New Key Advantage Checking at KeyDirect
[from Bank Deals - Best Rates and Deals]
KeyDirect is still offering a 4.75% APY 23-month CD. They’ve just came out with a new checking account, Key Advantage Checking, and one of the perks of this account is an extra 25 basis points on the rates of any of its CDs. So with this rate bump, you can get some very competitive rates: 5.00% APY 23-month, 5.50% APY 48-month and a 5.75% APY 10-year.
The minimum deposit for the CD is $5,000,
6.01% Reward Checking Account at First Community Bank in IL/IA
[from Bank Deals - Best Rates and Deals]
First Community Bank is offering a rewards checking account that pays 6.01% APY on balances up to $20,000 (1.51% for above) and refunds ATM fees up to $20 per cycle if the following monthly requirements are met:
12 signature-based debit card purchasesone direct deposit or automatic paymentreceive electronic statementsIf these are not met, the rate falls to 0.25%. The minimum initial deposit is