A Closer Look At Money Magazine’s Retirement Benchmarks
[from The Simple Dollar]
In my recent review of the April 2007 issue of Money Magazine, several people were quite interested in my comments on the early retirement article that appeared in the magazine. In brief, here’s the part that was interesting:
Assuming you want to retire at age 60 and plan to have no pension and no job […]
6.14% Premier Financial Credit Union 60 Month Jumbo IRA Share Certificate, High Rates Available on Other Share Certificates
[from Credit Union Deals - Hot Rates and Cool Deals]
Premier Financial Credit Union is offering 6.14% apy on a 60 month Jumbo IRA certificate. The minimum deposit for this rate is $100,000. They are also offering high rates on a number of other share certificates with varying deposit levels and terms. Se…
6.10% City-County Federal Credit Union 18 Month IRA Share Certificate & $50 New Member Referral Bonus
[from Credit Union Deals - Hot Rates and Cool Deals]
City-County Federal Credit Union is offering 6.10% apy on an 18 month IRA share certificate special. The minimum deposit for this special is $500.This credit union is also offering a $50 referral bonus to existing members who refer a new member who joi…
Rat out your neighbors, get paid by the IRS
[from MSN Money Latest Articles]
Through an IRS whistle-blower program, you can anonymously report tax cheats and earn a windfall from their dishonesty. Here’s how it works.
Considering a nondeductible IRA
[from Bankrate.com: Today's new stories]
An upcoming change in the tax law might make it worthwhile, says Dr. Don.
6.03% Texas Federal Credit Union 60 Month IRA Share Certificate
[from Credit Union Deals - Hot Rates and Cool Deals]
Texas Federal Credit Union is offering 6.03% apy on a 60 month IRA share certificate. The minimum deposit for this rate is $1,000. Also, according to their website, terms and yields are negotiable for deposits of $100,000 or more.In addition to other a…
SAFE Federal Credit Union 5 Year Jumbo IRA Share Certificate Rates as High as 6.27%
[from Credit Union Deals - Hot Rates and Cool Deals]
SAFE Federal Credit Union is offering 6.27% apy on a 5 year jumbo IRA share certificate. The minimum deposit for this rate is $100,000. Lesser deposits earn lower rates. They are also offering high rates on a number of other share certificates, includi…
5.72% State Department Federal Credit Union 5 Year IRA Share Certificate
[from Credit Union Deals - Hot Rates and Cool Deals]
State Department Federal Credit Union is offering 5.72% apy on a 5 year IRA certificate for those members who are in their Capital Club. To join the Capital Club, you must open a State Department FCU checking account and have your paycheck or annuity d…
Money in your 40s: It’s make or break
[from MSN Money Latest Articles]
The time for mistakes is over. If you haven’t begun to build wealth, to control debt, to look toward retirement, then now is the time.
Traditional IRA or Roth IRA?
[from Bankrate.com: Today's new stories]
Although a tax-free retirement sounds good, saving taxes today sounds better, says CPA George Saenz.
5.65% 12-Month CD IRA / 5.50% 9-Month CD at Spectrum FCU (Open to All)
[from Bank Deals - Best Rates and Deals]
Spectrum FCU is offering a 5.50% APY 9-month certifcate and a 5.65% APY 12-month IRA certificate. The 9-month CD has a $5,000 minimum deposit with no maximum. The IRA has a $1,000 minimum. Both require money new to the credit union. These offers end on 3/31/07.
Field of membership includes members of Financial Fitness Association. Anyone can join this association. The membership cost is $5. The
6.0% Kensington Valley Community Credit Union 6 Month IRA Share Certificate Special
[from Credit Union Deals - Hot Rates and Cool Deals]
Kensington Valley Community Credit Union is offering 6.0% apy on a 6 month IRA share certificate special. The minimum deposit for this special is $2,500.Field of membership in Michigan based Kensington Valley Community Credit Union is extended to those…
6.0% McKesson Federal Credit Union 1 Year IRA Share Certificate Special
[from Credit Union Deals - Hot Rates and Cool Deals]
Mckesson Federal Credit Union is offering 6.0% apy on a 1 year IRA share certificate special. This special is being offered through April 17th. This account must be funded with an IRA contribution for the 2006 tax year. Contact the credit union for fur…
A Pension Idea Some Want to Retire
[from washingtonpost.com - Personal Finance]
A new round of skirmishing is underway over retirement and health-care programs that are provided to contract employees at the Energy Department.
Officers Confront Pension Inequality
[from washingtonpost.com - Personal Finance]
The union representing Charles County’s correctional officers is calling for a study to evaluate the feasibility of enhancing their pension program to bring it in line with the benefits paid to the county’s retired sworn police officers.
5.75% Pinnacle Federal Credit Union 18 Month IRA Flex Term Share Certificate
[from Credit Union Deals - Hot Rates and Cool Deals]
Pinnacle Federal Credit Union is offering 5.75% apy on an 18 month IRA flex term share certificate with a minimum deposit of $4,000 in “new money”. This rate is open to those who have a Pinnacle checking account with direct deposit.Field of membership …
Retirement Drawdown Dangers
[from Personal Finance News from Forbes.com ]
If you fail to take the required minimum distribution from your IRA, you’ll be hit with a 50% tax penalty. Here’s what you should do.
15 Pitfalls For IRA Direct Depositors
[from Personal Finance News from Forbes.com ]
Having your tax refund directly deposited to an IRA may seem like a good idea. But here are 15 things that could go wrong.
NCN Land: New Podcast, Weigh In, Network Members, Roth IRAs
[from No Credit Needed Blog]
I have posted the latest episode of the No Credit Needed Podcast. Episode 39 is a “return” to the “basics”. Topics include emergency funds, checking accounts, debt reduction, and budgeting.
I have decided to purchase a new scale. My current scale is about 10 years old and I just don’t trust it! […]
5.50% Visions Federal Credit Union 15 Month IRA Share Certificate
[from Credit Union Deals - Hot Rates and Cool Deals]
Visions Federal Credit Union is offering 5.50% apy on a 15 month IRA share certificate. The minimum deposit requirement for this account is $500.This credit union also continues to offer a 32 month IRA share certificate with a rate of 5.76% apy and a m…
Retirement Plan Investments Grow With Age, Income
[from washingtonpost.com - Personal Finance]
Federal employees are investing more in the Thrift Savings Plan, but the amount varies by age and income.
Roth IRA Contribution Limits, Tradeking, Emergency Fund
[from No Credit Needed Blog]
I recently setup two Roth IRAs with Tradeking.com. After some debate, I have decided to withdraw $8000 from my savings account so that I can fully fund both IRAs for 2006. While I dislike the idea of depleting my emergency fund, I HATE the idea of missing out on 2006’s contributions. […]
5.50% Countryside Community Federal Credit Union 12 Month IRA Share Certificate Special
[from Credit Union Deals - Hot Rates and Cool Deals]
Countryside Community Federal Credit Union is offering 5.50% apy on a 12 Month IRA Share Certificate Special. The minimum deposit for this special is $2,000.Field of membership in Countryside Community Federal Credit Union is extended to those who who …
6.00% IRA Savings Account at Ohio University Credit Union
[from Bank Deals - Best Rates and Deals]
Ohio University Credit Union is offering a new product called the Easy Save IRA Account which has a 6% APY that’s good through January 2008. It has no minimum requirement. In addition to this IRA special, the credit union has some competitive rates on its CDs including a 5.60% APY 60-month CD, a 5.35% APY 28-month CD and a 5.20% APY 16-month CD. All have a minimum deposit of $500.
In addition to
5.75% NASA Federal Credit Union 15 Month IRA Share Certificate Special
[from Credit Union Deals - Hot Rates and Cool Deals]
NASA Federal Credit Union is offering 5.75% apy on a 15 month IRA share certificate special. The minimum deposit for this certificate is $2,000. Regular share certificate accounts with a 15 month term are also available at a rate of 5.50% apy.Field of …
Three Topics In One Post: Taxes, Roths, Fees
[from No Credit Needed Blog]
I have 3 “mini-posts” that I’ve decided to consolidate into one “bigger-post”.
I mentioned some time ago that I was ready to file my taxes. Do to the fact that I’ve been very, very busy, I am just now getting around to actually filing. For more information about the free service that I’ll be using […]
5.40% Mission Federal Credit Union 12 Month IRA Share Certificate Special
[from Credit Union Deals - Hot Rates and Cool Deals]
Mission Federal Credit Union is offering 5.40% apy on a 12 month IRA share certificate special. The minimum deposit for this special is $2,000. This limited time offer ends 4/17/2007.Field of membership in Mission Federal Credit Union is extended to th…
5.63% IRA Savings Account at an Illinois Bank (Citizens First National)
[from Bank Deals - Best Rates and Deals]
Citizens First National Bank is offering a product called the Freedom IRA with rates up to 5.63% APY for balances of $50,000 or more. The rate is based on the 91 Day Treasury Rate plus 0.50%. Balances between $10K and $50K earn a rate 0.25% less and balances from $50 to $10K earn 0.50% less. The minimum balance is $50 to obtain the APY. The yields will be adjusted on the first business day of the
6.25% 3 Rivers Federal Credit Union Epic IRA Account
[from Credit Union Deals - Hot Rates and Cool Deals]
3 Rivers Federal Credit Union is offering 6.25% apy on their new Epic IRA. This account is guaranteed to earn 6.25% apy through all of 2007 when you have an active checking account or if you open a new checking account with direct deposit with the cred…
5.50% SESLOC Federal Credit Union 3-5 Year IRA Share Certificates
[from Credit Union Deals - Hot Rates and Cool Deals]
SESLOC Federal Credit Union is offering 5.50% apy on their IRA share certificates with terms of 3-5 years. The minimum deposit for these IRA share certificates is $500.Field of membership in SESLOC Federal Credit Union is extended to those who live, wo…