5.00% 36-Month CD at a Pennsylvania Credit Union (Sb1 FCU)
[from Bank Deals - Best Rates and Deals]
Sb1 Federal Credit Union is offering a special certificate with a yield of 5.00% APY and a term of 36 months. The minimum deposit is $500. The yield is 5.25% APY for a $99,000 minimum deposit.
Membership is primarily based on Select Employer Groups. Please refer to the credit union’s Membership Page for the full details. Membership requires a minimum balance of $5 in your share savings account.
4.50% 11-Month / 4.75% 24-Month CD at a Florida CU (Tropical Financial)
[from Bank Deals - Best Rates and Deals]
Tropical Financial Credit Union has some special CD rates.. The best rates require a minimum deposit of $50,000 and include:
4.25% APY 7 months4.50% APY 11 months4.65% APY 18 months4.75% APY 24 months5.30% APY 60 monthsWith a $500 minimum deposit, the rates are 25 basis points lower (except for the 11-month term). These rates require members to have a Plus Relationship. Without this, the rates
4.00% 7-Month CD at California Credit Union (up to 4.20%) - Easy Membership
[from ]
California Credit Union has some competitive rates on its promotional certificates. The 7-month special certificate has a yield of 4.00% APY for a minimum deposit of $1,000. The yield is 4.20% APY for a $100,000 minimum deposit. There’s also a 37-month certificate with a decent yield of 4.30% APY (4.50% APY for the Jumbo). These are available for both regular and IRA share certificates.
The
4.25% 11-Month CD at NASA FCU - Easy Membership
[from Bank Deals - Best Rates and Deals]
NASA Federal Credit Union has increased the yield on its 11-month certificate promotion to 4.25% APY. The minimum deposit is $5,000, and the money must be new to the credit union. This is also available in an IRA and ESA. The funds for the CD must be deposited by September 30, 2008. In August the promotional yield was 4.00%.
Hard Pull
Commenters in past NASA FCU posts have mentioned that NASA
4.25% 12-Month CD (and up to 4.45%) at Addison Avenue FCU - Easy Membership
[from Bank Deals - Best Rates and Deals]
Addison Avenue FCU has a certificate promotion with a yield of up to 4.45% APY for a 12-month term. This applies to an IRA certificate with a $500 minimum or a Jumbo certificate with a $100,000 minimum deposit. The 12-month yield for a regular certificate with a $500 minimum is 4.25% APY. There’s also a special 34-month certificate with a yield of 4.50% APY. This 34-month certificate requires a
5.00% Reward Checking Account at a Wisconsin Credit Union (Prime Financial)
[from ]
Prime Financial Credit Union is offering a reward checking account called PRIMO Checking. It pays 5.00% APY on balances up to $25,000 (1% for above) and refunds ATM fees of up to $20 per cycle if the following monthly requirements are met:
12 debit card purchases1 ACH debit or credit transaction1 financial transaction using the Online Account AccessAvoid any non-sufficient funds or Member
4.00% 5-Month CD at a Texas Credit Union (Amplify)
[from Bank Deals - Best Rates and Deals]
Amplify Credit Union is offering a special 4.00% APY 5-month share certificate. The minimum deposit is $500.
One nice feature with all of Amplify’s certificates is that you can make additional deposits of at least $500 to the certificate at any time during the term. The new deposits will earn the same rate as the original CD.
You can apply for membership and open accounts online. Funding can be
4.30% 11-Month CD at a CA/AZ Credit Union (Meriwest)
[from ]
Meriwest Credit Union is offering a special 11-month certificate with a yield of 4.30% APY. The minimum deposit is $1,000. New money is required.
Field of membership includes those who live, work or study in Santa Clara, Alameda, Contra Costa, San Mateo, or San Francisco County. Select Employer Groups include IBM employees and retirees. Family members and other SEG’s can also qualify. See site
5.00% 7-Month CD at a Kentucky Credit Union (Fort Knox)
[from Bank Deals - Best Rates and Deals]
Fort Knox Federal Credit Union is offering a special 5.00% APY 7-month certificate of deposit. The minimum deposit is $500, and there’s no maximum deposit. Interest is paid quarterly.
The credit union has a history of competitive CD specials. My last report was on October 2007 when it was offering a 5.65% 7-month CD.
Field of membership includes those who live, work or worship in any of the
Addison Avenue Federal Credit Union Share Certificate Specials, Yields up to 4.50%
[from Credit Union Deals - Hot Rates and Cool Deals]
Addison Avenue Federal Credit Union is offering yields of up to 4.50% apy on their share certificates. They are offering 4.50% apy on a 34 month share certificate to those who have a checking account with the credit union. They also are offering 4.45% …
4.00% 7-Month / 4.25% 14-Month CD at a California CU (San Diego County)
[from Bank Deals - Best Rates and Deals]
San Diego County Credit Union has a competitive certificate special with a 4.00% APY 7-month CD and a 4.25% APY 14-month CD. The minimum deposit is $10,000. Deposits of at least $90K qualify for an extra 5 basis points. Deposits between $2K and $10K earn 5 basis points less. These are also available as an IRA certificate.
Field of membership includes all who live or work in San Diego, Riverside
4.25% 9-Month / 4.50% 24-Month CD at an Ohio Credit Union (Kemba)
[from ]
Kemba Credit Union has some competitive certificate specials. One is a 4.25% APY 9-month certificate and the other is a 4.50% APY 24-month certificate. The minimum deposit is $5,000. These certificates are also available in an IRA.
The credit union also offers some competitive long-term standard certificates. A bump of 25 basis points is applied to Jumbo certificates with a minimum $100K deposit
4.25% 4-Month CD at a New York Credit Union (Sperry)
[from Bank Deals - Best Rates and Deals]
Sperry Federal Credit Union is offering a special 4.25% APY 4-month CD. The minimum deposit is $100, and new money is required. The special is listed in one of the rotating images on the credit union’s home page. Here’s the promotional page link (pdf).
Membership is open to those who live, work, worship, attend school, or conduct business in Nassau County. Please refer to the credit union’s
4.50% 13-Month Add-On CD at Air Force Federal Credit Union
[from Bank Deals - Best Rates and Deals]
Air Force FCU has recently started a special add-on certificate with a yield of 4.50% APY and a 13-month term. The minimum deposit is $5,000. The add-on feature has a few restrictions:
Add-On during the term - $25,000 maximum add-on OR the amount of the initial opening balance, whichever is greaterAdditional deposits of at least $5,000 may be made at any time during the term up to the maximum
4.55% 21-Month CD at an Ohio Credit Union (Western)
[from Bank Deals - Best Rates and Deals]
Western Credit Union has some competitive rates on its 21-month CD special. The rates vary by the minimum deposit amount: 4.45% APY for $5K, 4.50% APY for $10K, 4.55% APY for $25K, 4.60% APY for $50K and 4.65% APY for $100K.
Membership is open to those who live, work, worship or attend school in Delaware County, Madison County, and Union County, and the communities of Dublin, Gahanna, Galloway,
4.50% 13-Month / 5.50% 54-Month CD at a Wisconsin Credit Union (Kohler)
[from ]
Kohler Credit Union has some competitive rates on its special share certificates. The most competitive include a 4.50% APY 13-month CD and a 5.50% APY 54-month CD. The minimum deposit if $10,000, and new money is required. In addition, these specials require direct deposit OR active checking account (minimum 5 transactions in last month) OR $25,000 combined balance in non-certificate deposit
5.00% 48-Month / 5.00% 60-Month CD at a Tennessee CU (Eastman)
[from Bank Deals - Best Rates and Deals]
Eastman Credit Union is offering a 5.00% APY on its certificates with terms of 48 to 60 months. The 3-year term also has a competitive yield of 4.80% APY. The minimum deposit is $1,000. An extra 10 basis points is added for a Jumbo CD with a minimum of $100,000.
My last post on Eastman was on June 2007 when it was offering a 5.45% 12-month CD (before the Fed slashed interest rates).
Field of
5.15% Reward Checking Account at Connexus Credit Union - Nationally Available
[from Bank Deals - Best Rates and Deals]
Connexus Credit Union has a reward checking called Xtraordinary Checking that pays 5.15% APY on balances up to $25,000 (0.75% for above) and refunds ATM fees of up to $25 per month if the following monthly requirements are met:
15 signature-based check card purchasesone direct depositreceive electronic statementsIf these are not met, the rate falls to 0.50%. There are no minimum balance
4.25% 12-Month / 4.00% 6-Month CD at a Tennessee Credit Union (Y-12)
[from Bank Deals - Best Rates and Deals]
Y-12 Federal Credit Union is offering a 4.25% APY 12-month CD and a 4.00% APY 6-month CD. The minimum deposit is $10,000. These are also available in an IRA. Please refer to the credit union’s rate table for more details.
Membership is open to those who live, work, worship or attend school in one of several Tennessee counties. Please refer to the Membership Page for the full details. Membership
4.37% 15-Month CD at a Multi-State Credit Union (Wings Financial)
[from Bank Deals - Best Rates and Deals]
Wings Financial Credit Union is offering a special 4.37% 15-month CD. There’s also a competitive 12-month CD with a yield of 4.27% APY. The minimum deposit is $500. These CDs are also available as IRA certificates.
The Wings Investment Money Market Account is also competitive with a top yield of 3.61% APY for balances over $100K. The yields for lower balances are 3.14% for $5K to $50K and 3.35%
Agriculture Federal Credit Union New Car Loans, Rates as Low as 3.74%
[from Credit Union Deals - Hot Rates and Cool Deals]
Agriculture Federal Credit Union is offering rates as low as 3.74% apr on new car loans with terms of up to 36 months. This rate is lower than most car loans offered by banking institutions that I have come across recently. The credit union is also off…
4.15% 8-Month CD at a New Jersey CU (United Teletech Financial)
[from ]
United Teletech Financial FCU is offering a special 4.15% APY 8-month CD. The minimum deposit is $5,000. An United or eUreka! checking account is required to qualify for the CD. Note, both of these checking accounts appear to required direct deposit to avoid monthly fees. This is also available as an IRA CD.
My last report of this credit union was in March when it was offering a 4.50% money
4.25% 7-Month CD at a California CU - Easy Membership/ASI-Insured Only (Christian Community)
[from Bank Deals - Best Rates and Deals]
Christian Community Credit Union has increased the yield on its 7-month new-member special certificate from 4% to 4.25% APY. The minimum deposit is $500, and the maximum is $100,000.
There’s also a 4.00% APY special money market account with the 4% guaranteed for the first 6 months. Unfortunately, only the first $10,000 qualifies for the 4%. The minimum balance requirement is $1,000.
My last
4.15% 10-Month / 4.30% 15-Month CD at an OR/WA Credit Union (NW Priority)
[from Bank Deals - Best Rates and Deals]
NW Priority Credit Union has come out with some new CD specials for the month of August. These include a 3.85% APY 5-month CD, a 4.15% APY 10-month CD and a 4.30% APY 15-month CD. The minimum deposit is $500. These specials are scheduled to last through August 31, 2008.
These latest specials are a little more competitive than what there were offering last month.
Membership is primarily based on
5.00% 18-Month CD at a Georgia Credit Union (Georgia Heritage)
[from Bank Deals - Best Rates and Deals]
Georgia Heritage FCU is offering a special 5.00% APY 18-month certificate. The minimum deposit is $1,000. The special is listed in the rotating image on the credit union’s front page.
My last report on this credit union was in July when their 5% CD special had a 60-month term. The 18-month term makes it much more competitive.
Memberhip is open to anyone who lives, works, worships, or attends
5.06% 48-Month / 5.12% 60-Month CD at a California CU (Coast Central)
[from Bank Deals - Best Rates and Deals]
Coast Central Credit Union is offering competitive rates on its savings certificates (pdf) for terms of 48 to 60 months. The yield for terms of 48 to 59 months is 5.06% APY, and the yield for the 60-month term is 5.12% APY. The minimum deposit is $10,000. The yield is about 5 basis points higher for a $75K minimum, and 5 basis points lower for a $500 minimum. The $75K rates are also available in
4.50% 20-Month CD at Digital Credit Union - Easy Membership
[from Bank Deals - Best Rates and Deals]
Digital Credit Union (DCU) has added a new special certificate. It has a yield of 4.50% APY and a term of 20 months. The minimum deposit is $500, and it’s also available in an IRA. They continue to offer a special 4.00% APY 15-month CD and a 3.50% APY 9-month CD. I first reported on the 15-month and 9-month CDs in June.
DCU also has some specials for the grand opening of its Franklin, MA branch.
4.3962% Northrop Grumman Federal Credit Union 5 Year Share Certificate
[from Credit Union Deals - Hot Rates and Cool Deals]
Northrop Grumman Federal Credit Union is offering 4.3962% apy on a 60 month bonus term share certificate. The minimum deposit requirement for this certificate is $40,000. This yield is good for both regular and IRA bonus term share certificates. See si…
$150 Checking Account Bonus at a California Credit Union (NuVision)
[from ]
NuVision FCU has a new promotion for its free checking account with a bonus of up to $150. To receive the full $150 requires the following:
$50 bonus for opening the free checking account with a minimum deposit of $100. Also required is either direct deposit of $200/month or 5 signature debit card purchases per month for the first 90 days.$50 bonus for keeping the checking account active for 90
5.00% 60-Month CD at Melrose Credit Union - Easy Membership
[from Bank Deals - Best Rates and Deals]
Melrose Credit Union has recently increased its share certificate rates. The shorter terms rates are still a little low compared to the best bank rates. However, the longer term ones are more competitive. There’s now a 5-year CD with a yield of 5.00% APY. The minimum deposit is $5,000, and these are also available in an IRA (minimum IRA deposit is $4,000). Below is a full list of the CD rates: